Sell Gift Vouchers Online in Malta: Rules and Set-Up

Websites · Selling online

Sell gift vouchers online in Malta
and get paid before the visit.

A voucher shop sells while you are closed, collects the money in advance and brings you new customers. This guide covers Malta’s voucher rules, the right voucher types, codes that cannot be reused and a free planner.

Abstract illustration of a gift voucher page on a phone with amount buttons, a personal message box and a voucher card showing a unique code and QR code

Short answer

To sell gift vouchers online in Malta, add a voucher page to your website that takes card payments, emails a voucher with a unique code and its terms written on it, and lets staff mark codes as used. The MCCAA says any expiry date must be stated at sale and on the voucher; Malta Digital builds these as part of web design in Malta.

Key takeaways

  • Can I sell gift vouchers on my website in Malta? Yes. A voucher page on your own website can take card payments, email a voucher with a unique code at once or on a chosen date, and let your staff check and mark codes as used. You do not need a full online shop to start.
  • Do gift vouchers in Malta have to show an expiry date? If a voucher expires, the expiry date must be clearly communicated when it is sold and written on the voucher. The MCCAA says a condition that was not stated cannot normally be enforced, and a voucher with no expiry date written on it has no time limit.
  • Can a customer use part of a voucher and keep the balance? If the voucher does not say it must be used in one go, the MCCAA has advised that a customer may use it for part of a purchase. Say clearly on the voucher whether a balance is allowed, and store the balance against the code.

The short version

What an online voucher shop does for you.

A gift voucher is the easiest thing you will ever sell online. There is no stock to ship, the buyer pays today, and the person who receives it often becomes a new customer who has never heard of you. For spas, restaurants, salons, hotels, tour operators, gyms and shops in Malta and Gozo, vouchers are also the answer to the late gift: the person searching at 11pm on 23 December, or on the morning of a birthday.

Most local businesses still sell vouchers only at the counter or by bank transfer and a screenshot sent by message. That means no sales while you are closed, no sales to people abroad buying for family in Malta, and a drawer of paper slips nobody can check. A small voucher shop on your own website fixes all three. The four steps below are what it has to handle.

1. Buy

  • Chooses an amount or experience
  • Adds a personal message
  • Pays by card on the phone

2. Send

  • Voucher emailed at once
  • Or on a chosen date
  • Printable copy with a code

3. Book

  • Recipient books online
  • Code checked in seconds
  • Balance shown if any is left

4. Redeem

  • Staff mark it as used
  • Extra spend on the day
  • A new customer on your list
The four steps of an online gift voucher, from the buyer’s phone to the day it is used in your business.

This guide covers what Malta’s consumer rules expect from a voucher, which type of voucher suits which business, how to stop codes being reused, and the numbers behind it, with a free planner. For the website side, see our web design in Malta page and our guide to building an ecommerce website in Malta.

The market

People in Malta already buy this way.

Eurostat’s 2025 survey of how people use the internet shows that 71.4% of all individuals in Malta bought something online in the previous 12 months, up from 62.8% in 2020. In the last three months alone, 62.5% had made an online purchase, level with the EU average of 62.4%.

Malta: bought online in the last 12 monthsEurostat isoc_ec_ib20, share of all individuals in Malta who made an online purchase in the last 12 months: 2020 62.8%, 2021 64.6%, 2022 67.6%, 2023 68.7%, 2024 68.9%, 2025 71.4%.Malta: bought online in the last 12 months202062.8%202164.6%202267.6%202368.7%202468.9%202571.4%
Share of all individuals in Malta who bought something online in the previous 12 months, 2020 to 2025. Source: Eurostat, Internet purchases by individuals (isoc_ec_ib20).

The split by type matters more for vouchers. People in Malta buy experiences online far more than the EU average. In 2025, 34.1% had booked rented accommodation online in the last three months (EU 23.6%), 46.3% had bought a transport service (EU 26.2%) and 30.2% had bought tickets to an event (EU 26.8%). Those are the same habits a spa day, a dinner for two, a boat trip or a class pass rely on.

People who bought online in the last 3 months, 2025Eurostat isoc_ec_ibgs and isoc_ec_ib20, 2025, share of all individuals. Any online purchase: Malta 62.5%, EU 62.4%. Physical goods: Malta 62.0%, EU 59.3%. Transport: Malta 46.3%, EU 26.2%. Rented accommodation: Malta 34.1%, EU 23.6%. Event tickets: Malta 30.2%, EU 26.8%.People who bought online in the last 3 months, 2025MaltaEU averageAny online purchase62.5%62.4%Physical goods62.0%59.3%Transport services46.3%26.2%Rented accommodation34.1%23.6%Tickets to events30.2%26.8%
Online purchases in the last three months by type, Malta compared with the EU average, 2025. Source: Eurostat, Internet purchases: goods or services (isoc_ec_ibgs) and Internet purchases by individuals (isoc_ec_ib20).

What this means for you: the buyer is already comfortable paying on a phone. What they need is a clear page, a price, a choice of delivery and a voucher that arrives in seconds. If your competitors still ask for a bank transfer, a working voucher shop wins the last-minute gift by default.

The rules

What Malta’s consumer rules expect from a voucher.

Malta does not have a separate gift voucher law, but the Malta Competition and Consumer Affairs Authority (MCCAA) is clear about how vouchers are treated. In its Consumers Hub answers, it says that any conditions about using a voucher, including an expiry date, must be clearly communicated at the time of purchase and written on the voucher itself. If a condition was not stated, it cannot normally be enforced against the customer.

The MCCAA’s consumer column in the Times of Malta adds the practical side. When no expiry date is written on a voucher, there is no time limit to use it. If the voucher does not say it must be used in one go, the customer may use it for part of a purchase and keep the balance. Once a voucher is sold, its written terms bind the seller and cannot be changed afterwards. And a lost voucher that is not personalised is treated much like lost cash, which is one more reason to issue named, coded vouchers that you can cancel and reissue.

What to write on every voucher, and why.
On the voucherWhy it matters in Malta
Value or exact experienceThe customer knows what they bought; vague wording leads to disputes
Expiry date, if anyAn expiry date that is not written on the voucher cannot normally be enforced
Single use or balance allowedIf you do not say “one visit only”, a partial use with a balance may be expected
Where and how to redeemOne location, all branches, online only, booking needed or walk-in
Unique codeLets you check it in seconds and stop it being used twice
Name of the recipient, if personalisedA named voucher can be cancelled and reissued if it is lost
Your business name and contactThe recipient may not know who you are

Selling online adds the EU distance selling rules. Under Directive 2011/83/EU on consumer rights, you must show the main details, the total price and your identity before the customer pays, and a consumer normally has 14 days to cancel a distance purchase. There is an exception in Article 16(l) for leisure and catering services when the contract is for a specific date. An open-dated voucher usually has no specific date, so plan for the 14-day right and say how a refund works in your terms. Ask your lawyer to check the exact wording for your business.

Finally, if you run a voucher offer, the discount rules apply. The MCCAA reminds traders that a “was” price must be the lowest price used in the 30 days before the reduction. A “€100 voucher for €80” is fine; a fake “was €150” is not. Our guide to website legal requirements in Malta covers the rest of what any selling website must show.

Voucher types

Choose the right kind of voucher.

There are four common kinds. Many businesses sell two: a money voucher for flexibility and one or two named experiences that look good as a gift.

Four types of gift voucher compared.
TypeExampleGood forWatch out for
Money value€50 to spend on anythingShops, restaurants, salonsSay whether a balance can be kept
Named experienceSpa day for two, tasting menu, boat tripSpas, hotels, tours, restaurantsSay what happens if the price or menu changes
Dated bookingDinner on 14 February at 20:00Events, set-menu nightsA dated leisure booking is treated differently from an open voucher
Pack or pass5 classes, 10 sessionsGyms, studios, tutorsTrack sessions used, not just one code

For a named experience, write the experience exactly as you sell it today and say what the voucher is worth if the package changes. That one sentence prevents most of the arguments a year later. For packs, the voucher becomes a small account, so the shop needs to count sessions, not only mark a code as used.

Want a voucher page that sells while you are closed? Apply now for a voucher shop

The shop

What a good voucher shop needs.

A voucher shop is a small product page plus a code system. It does not need a full online store. These are the parts that matter, in the order buyers notice them.

  • One clear voucher page on your own website, with three to six amounts or experiences, real photos and a short line on who it suits.
  • A personal message box and the recipient’s name, so the voucher feels like a gift and not a receipt.
  • Delivery choices: email the voucher to the buyer, email it to the recipient on a chosen date, or print it at home.
  • Card payment on the phone, with Apple Pay and Google Pay where your payment provider supports them; see our payment gateway guide for Malta.
  • A designed voucher with your logo, the value or experience, a unique code, a QR code and the terms written on it.
  • A terms page in plain English: expiry, balance, where to redeem, refunds within 14 days, and lost vouchers.
  • A simple check screen for staff: type or scan the code, see the value left, mark it used.
  • Booking with the code for spas, restaurants and tours, so the recipient books a slot and redeems in one step.
  • Automatic emails: confirmation to the buyer, delivery to the recipient, a reminder before any expiry date.
  • A report of vouchers sold, used and still open, so you always know what you owe in service.

If you already sell online, vouchers can sit inside the shop you have. If you only have a brochure site, a voucher page can be added without turning the whole site into a store. Restaurants can link it from the menu and booking pages; see our restaurant website guide.

Codes and fraud

Stop vouchers being used twice.

The paper voucher problem is simple: anyone can photocopy it, and nobody knows if it was used last week at the other branch. Online vouchers solve this only if every code is unique, hard to guess and checked against one list.

Common voucher problems and how the website prevents them.
ProblemWhat goes wrongHow the shop prevents it
Copied voucherThe same slip is used twiceUnique code, checked and marked used in one central list
Guessed codeCodes like GIFT001, GIFT002Random codes of 10 or more characters
Lost voucherCustomer asks for a new oneNamed voucher, cancel the old code and reissue
Part usedNobody remembers the balanceBalance stored against the code and shown on the check screen
Expired argumentExpiry not written on the voucherExpiry printed on the voucher and in the confirmation email
ChargebackCard payment disputed laterClear terms shown before payment and kept with the order

Keep personal data to what you need. Under the GDPR’s data minimisation principle (Article 5(1)(c)), a voucher needs the buyer’s name and email, and the recipient’s name and email only if you are sending it to them. You do not need dates of birth or addresses for an emailed voucher. If you want to send the recipient offers later, ask for that consent separately and never tick the box for them.

Free tool

Plan your voucher year.

Type in your own figures. The planner shows the cash you collect when vouchers are sold, the extra spend when they are used, and how many vouchers would cover the cost of the shop.

Gift voucher sales planner

Use your own figures. Nothing you type is sent anywhere.

Your voucher year

Your result appears here as you type.

Plan my voucher shop

If fewer than 7 in 10 vouchers are used within a year, the reminder emails and booking link are usually the weak point. If very few recipients are new customers, sell experiences people would not buy for themselves, such as a tasting menu or a couples treatment.

Worked examples

Two examples with numbers.

Example 1: a day spa before Christmas. Say a day spa sells 150 vouchers between late November and New Year at an average of €75. That is €11,250 paid before a single treatment is given. Say 85% are used in the next year, and each visitor spends €20 more on the day on an upgrade or a product. That adds about €2,550 of extra spend. If half of the people who use them are new customers and one in five of those comes back once on their own, that is about 13 extra paid visits the spa would not have had.

Example 2: what the website costs against that. A voucher page with codes, a check screen and delivery emails fits our Business Website from €2,490, which takes 2 to 4 days once your content is ready. At a 60% gross margin on €75 vouchers, that is covered by about 56 vouchers, so in the example above it is paid for before mid-December. A restaurant that only wants a simple voucher page linked from an existing site can start with the Professional Website from €990, complete in 24 to 48 hours.

Traffic still has to come from somewhere. For one ecommerce brand in Croatia and Serbia, Meta ads we manage turned €1,546 of ad spend into €17,792 in tracked sales. Results vary by offer and season, but a voucher is one of the easiest things to advertise in December because the buyer’s problem is urgent. See our guide to Black Friday Facebook ads for timing.

Want vouchers selling before the Christmas rush? Apply now for a voucher shop

Step by step

How to launch gift vouchers online.

  1. Pick your voucher types. One money voucher and up to three named experiences is enough to start.
  2. Decide the rules. Expiry or none, balance allowed or single use, which branches, refunds within 14 days.
  3. Write the terms in plain English and ask your lawyer to check them.
  4. Design the voucher. Logo, value or experience, recipient name, unique code, QR code, expiry and short terms on the face.
  5. Set up card payments that work on a phone, with wallet payments if your provider offers them.
  6. Build the voucher page with photos, prices, a message box and delivery choices.
  7. Set up the emails: buyer confirmation, recipient delivery, and a reminder before any expiry.
  8. Train staff on the check screen. Scan or type the code, check the balance, mark it used.
  9. Link it everywhere: menu, booking page, Google Business Profile, Instagram bio and your email footer.
  10. Launch before the peaks: mid-November for Christmas, mid-January for Valentine’s Day, April for Mother’s Day.
  11. Check the report every month: sold, used, still open, and which voucher brings new customers.

How we build it

A voucher shop that you own.

We build voucher pages and online shops for businesses in Malta and Gozo around the four steps: buy, send, book and redeem. You own the domain, the website, the codes and every customer who buys or receives a voucher. Work starts as soon as the first payment is made.

Malta Digital website packages, published starting prices and build times once your content is ready.
PackagePriceBuild timeFits
Professional WebsiteFrom €99024 to 48 hoursA simple voucher page linked from your site
Business WebsiteFrom €2,4902 to 4 daysVoucher shop with codes, delivery emails and a staff check screen
24-Hour Premium Website€2,990, up to 15 pages24 hoursA new site with vouchers live before a deadline
Growth WebsiteFrom €4,9007 daysVouchers plus booking, a full shop and ads-ready tracking

If vouchers need to connect to a booking engine, a loyalty scheme or several branches, that becomes a custom system from €7,500. A first working version of a custom system is ready in 2 to 4 weeks.

We have 18 Google reviews from real clients. To compare running costs before you decide, read our website cost guide for Malta, or apply below and tell us what you would like to sell as a gift.

Ready to sell gift vouchers from your own website? Apply now for a voucher shop

A few straight answers

What you might be wondering.

Can I sell gift vouchers on my website in Malta?

Yes. A voucher page on your own website can take card payments, email a voucher with a unique code at once or on a chosen date, and let your staff check and mark codes as used. You do not need a full online shop to start.

Do gift vouchers in Malta have to show an expiry date?

If a voucher expires, the expiry date must be clearly communicated when it is sold and written on the voucher. The MCCAA says a condition that was not stated cannot normally be enforced, and a voucher with no expiry date written on it has no time limit.

Can a customer use part of a voucher and keep the balance?

If the voucher does not say it must be used in one go, the MCCAA has advised that a customer may use it for part of a purchase. Say clearly on the voucher whether a balance is allowed, and store the balance against the code.

Can customers cancel a gift voucher bought online?

Usually yes, within 14 days. A voucher bought online is a distance contract under Directive 2011/83/EU. The exception for leisure and catering services applies when the contract is for a specific date, which an open voucher usually is not. Ask your lawyer to check your terms.

How do I stop gift vouchers being copied or used twice?

Give every voucher a random code of 10 or more characters, keep all codes in one central list, and have staff scan or type the code to check the value left and mark it used. Named vouchers can be cancelled and reissued if lost.

How many people in Malta buy online?

Eurostat’s 2025 survey found that 71.4% of all individuals in Malta bought something online in the previous 12 months, and 62.5% did so in the last three months, level with the EU average.

How much does a voucher shop cost in Malta?

Malta Digital’s Professional Website starts from €990 and is complete in 24 to 48 hours. A voucher shop with codes, delivery emails and a staff check screen fits the Business Website from €2,490, built in 2 to 4 days once your content is ready.

A useful first step

Ready to sell gift vouchers online?

Professional Website from €990, Business Website from €2,490 and Growth Website from €4,900. Tell us about your business and we reply with what we would build.

Apply now for a voucher shop